Smart DSCR Financing
For Growing Portfolios
Build your real estate portfolio with financing solutions designed to support today's investors. Whether you're purchasing your first rental property, refinancing an existing investment, funding a Fix and Flip project, or financing an Airbnb/Short-Term Rental, Tom Tholl provides personalized lending solutions tailored to your investment strategy. With a streamlined process and responsive communication, you'll receive expert guidance from your initial consultation through closing.
DSCR Investment
Short-Term Rental
Fast Loan Decisions
Investor-Focused
Experienced Investment Lending
Helping investors secure financing for rental properties, Airbnb investments, fix-and-flip projects, and mixed-use real estate.
Fast Loan Decisions
Responsive lending designed to help investors move quickly when new opportunities become available.
Flexible Investment Financing
Loan solutions built around property performance and investor objectives rather than traditional financing limitations.
Personalized Guidance
Work directly with Tom throughout the lending process with honest advice, clear communication, and dedicated support.
- NMLS # 166220
- Company NMLS # 891464
Investment Loan Solutions For Every Strategy
Whether you're purchasing your first investment property or expanding an established portfolio, Tom offers financing solutions designed to help you achieve long-term real estate success.
DSCR Loans
Finance qualifying investment properties using loan solutions based on property cash flow rather than traditional income documentation.
Airbnb / Short-Term Rental Loans
Purchase or refinance income-producing vacation rentals with financing tailored to short-term rental investors.
Fix and Flip Loans
Secure financing to purchase, renovate, and resell investment properties with confidence.
Mixed Use DSCR Loans
Finance qualifying mixed-use properties with flexible lending solutions designed for investors.
Three Simple Steps To Your Investment Loan
Share your investment plans, property details, and financing objectives so we can recommend the right loan solution.
Tell Us About Your Investment
Share your investment goals, property details, and financing needs so we can recommend the right loan solution.
Explore Your Financing Options
We’ll review your scenario and present flexible financing solutions that align with your investment strategy.
Close With Confidence
Complete your loan with responsive communication, personalized guidance, and professional support from start to finish.
Helping Investors Finance Opportunities With Confidence
Tom Tholl is dedicated to helping real estate investors secure financing solutions that support long-term portfolio growth. By understanding each client's investment objectives, he provides personalized recommendations for DSCR Loans, Airbnb/Short-Term Rental Financing, Fix and Flip Loans, and Mixed Use DSCR Loans.Whether you're purchasing your first rental property, refinancing an investment, funding a renovation project, or expanding your portfolio, Tom delivers straightforward guidance, responsive service, and financing solutions designed around your goals.
- Personalized Investment Lending
- DSCR Financing Specialist
- Responsive One-on-One Service
What Maine Investors Are Saying
hunter demmonsTrustindex verifies that the original source of the review is Google. As a first-time homebuyer, I couldn’t have asked for a better lender than Jamison at Blue Water. From start to finish, he made the entire process smooth and stress-free. He was always available to answer my questions, explained everything clearly, and made sure I understood each step along the way. Buying your first home can be overwhelming, but Jamison’s knowledge, communication, and dedication gave me confidence throughout the entire process. I highly recommend him to anyone looking for a lender who truly cares about their clients. Thank you for making our first home purchase such a great experience! Caitlin WorthenTrustindex verifies that the original source of the review is Google. Jamison is an amazing mortgage lender!! We were first time home buyers and we had no clue what we were doing when we went into this home buying process. Jamison explained everything in simple terms and had our back through it all. I fully trusted him because he wanted to get us the best rate and loan that met our needs. He is extreamly knowledgeable with mortgage rates. In the horrible economy that we are in, you need a lender that will spend time and fight for the lowest interest rate. Jamison is great at communicating too; he answers your questions very promptly. He seems passionate about what he does. Trust Jamison to advocate for you in your home buying process! Braxton GianinoTrustindex verifies that the original source of the review is Google. We couldn’t imagine going through this process with any other loan officer than Jamison. There was open communication about every single dollar we would spend, clear expectations through every step of the mortgage process from applying, all the way to our close date. Any emotions we felt were eased by his explanations, and he made sure we got to that closing table with all the excitement we had from the start! I’ve been telling everyone that’s even considering looking for a house to reach out to him because I know they will be in the best hands. Thank you for everything and then some!
Owner's reply
Thank you so much for the review! Congratulations on your new home! Maureen SmartTrustindex verifies that the original source of the review is Google. Where to begin? Hmmm. My experience with Jamison Biron of Blue Water Mortgage and the team of professionals exceeded our expectations on our journey to owning our own first home. Jamison is a wealth of knowledge. Not only assisting us from beginning to end in all phases , he educated us along the way. About a year ago we began our journey. We had many questions and Jamison had answers. We truly were clueless when it came to home buying. Jamison gave us guidance to achieve what was needed first before applying for a loan. Like setting goals and how to achieve those goals, in order to begin and qualify for a loan. So much more involved in homeownership than one would think. Jamison assisted in every step of the way. I really believe , if it were not, for Jamison and his guidance and his expertise we may not of been able to obtain our dream and journey into homeownership. Blue Water Mtg definitely has an asset with Jamison representing them. Jamison and the team we worked with, went above and beyond. As I stated, all have exceeded our expectations. We are beyond elated that Jamison helped our dream come true. Extremely grateful for these professionals. If you are on a homeownership journey, believe me, these are the professionals who genuinely want to help you achieve your goal of being a homeowner. These are the professionals you want by your side. Especially Jamison Biron. Today we closed on our home. Thank you Jamison Biron, for all your guidance and dedication to assisting us in this journey of owning our own home. Julia GaudetteTrustindex verifies that the original source of the review is Google. Jamison was INCREDIBLE to work with. He swooped in on a home I was trying to move really quickly on and my other lender couldn’t keep up. He saved my home purchase, jumped right in and was so easy to work with. I can’t recommend him highly enough! Timary MTrustindex verifies that the original source of the review is Google. Incredible! Jamison has helped us out three times now. He will not steer you wrong and will explain everything to you so you understand. Ahmed AmmarTrustindex verifies that the original source of the review is Google. Jamison Biron was great to work with on my refinance. He always answered my calls and questions without any delay and never made me feel pressured to move forward. Instead, he took the time to explain everything, educated me about my credit, and walked me through the steps so I could make the best decision. Very knowledgeable, patient, and easy to work with. I highly recommend him. Maria BTrustindex verifies that the original source of the review is Google. I strongly recommend Jamison at Blue Water Mortgage to anyone who is trying to buy a home. He was extremely helpful in all aspects, prompt with communication, and made our process go as smooth as possible. Really goes above and beyond for his clients. We can’t say enough great things about him. Ian MacAfeeTrustindex verifies that the original source of the review is Google. Jamison is very knowledgeable and was extremely helpful in helping me finance my home. I would recommend him to anyone looking to buy a house
Let's Finance Your Next Investment Opportunity
Whether you're purchasing your first investment property, financing an Airbnb rental, completing a fix-and-flip project, refinancing an existing property, or expanding your real estate portfolio, Tom Tholl is ready to help you find the financing solution that fits your goals. Receive personalized guidance, competitive loan options, and dedicated support from consultation through closing.
- Investment Property Financing
- Flexible Investment Loan Programs
- Personalized Mortgage Guidance
- Fast & Efficient Closings
Get a Free Quote
Complete the form and Tom Tholl will personally review your investment goals, explain your financing options, and help you choose the loan solution that best supports your real estate investment strategy across the states he proudly serves.
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